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Ways to Pay on Taobao

taobao payment method

You can purchase items on taobao using Visa/MasterCard/JCB credit card in the world except in Washington DC. and they only support individual credit card,Business credit card is not available.

where can I use the Visa/MasterCard/JCB card?

you use your credit card on both Tmall and Taobao.com,but only limied to pay for physical commodities and tickets.Taobao second hand platform, the pre-sale and Tmall Global trading are not supported.

How much will I pay for the transaction fee?

when you make the payments via VISA, MasterCard or JCB, 3% of  transaction amount will be charged as a service fee.

how to use the Visa/MasterCard/JCB card?

1. After entering the payment page, you can choose any version (Chinese mainland, Hongkong, Taiwan or Others ) in the upper left corner.

2. Select International Credit Card, enter the card number, and then click Next;

3. Card information page where you need to input the relevant information, and then click on Confirm the Payment(确认付款).

4.if you have activated the 3D Secure (Verified by Visa and MasterCard SecureCode) feature,then you need to input the personal security code to authenticate the transaction.if not,you can skip this step and will be led to the payment result page.

About Eric

Hi! I'm Eric,the guy behind howtotao.com.Please feel free to contact me if you have any further questions or concerns regarding taobao.


  1. i add my Debit card into Alipay app account,and pay successful in Taobao

  2. Hi Eric,

    On AliExpress, you can read in Help that only credit cards are supported, and Visa or MasterCard debit cards are not. But CS will confirm that Visa Debit cards are also supported and widely used for payments. Basically, when a buyer uses such card linked to his bank account to make a purchase, Alipay can use Visa or MasterCard international transaction processing system to charge payment, so it doesn’t need to be a member of any other cash transaction systems. Since Taobao payments are also processed by Alipay, they likely have the same processing options for international transactions. Can you contact Alipay CS to clarify?

  3. Do you know if a Visa or MasterCard debit card is accepted? I’m wary of using my actual credit card to make purchases, and I had planned on buying a visa/MasterCard gift or debit card.

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