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4 Ways to Pay on Taobao

Updated on August 5, 2019

To succeed in taobao shopping as a foreigner,you need three things: choose the right item and seller, payment, and shipping.

I have already shared tips about choose right product and seller,shippping.In this post,I will explain the payment method taobao support and some tips about payment.

Two questions about alipay

First,here are two common questions:

Q1. Can I use paypal on taobao?

Unfortunately, you cannot.On Taobao or any websites owned by Alibaba group, PayPal is not a payment option as it is a direct competitor with AliPay.

Q2. Can I use alipay balance to pay for my taobao orders?

No, you cann’t unless you have a verified alipay account.but it is very hard to verify it because it requires a bank card issued by banks located mainland China,so unless you work,study or travel in mainland China,you cann’t open a bank account like that.

Four Payment methods Taobao support

credit card

Taobao accepts a wide variety of credit and debit cards, including Visa, MasterCard,JCB.

and the service fee is 3% of  transaction amount.

Sellers with credit card payment gateway :per transaction limit: 10000 CNY,per day limit: 10000 CNY

Sellers without credit card payment gateway :per transaction limit: 6000 CNY,per day limit:6000 CNY

Note: If you don’t want your credit card info to be saved on taobao,you can also use pre-paid gift cards or virtual credit card.

Malaysia eBanking

if you are from Malaysia or have Malaysia bank account,you can use this payment method,its service fee is low,which is only 1.5%.

Linked China bank account

as I said,if you are in China right now,you can open a Chinese bank accout,get it linked to alipay as a payment method,the best part is no service fee for every transaction.

another thing is once you have a Chinse bank account,you can open a Taobao store there and selling to China domestic market.

Alipay gift card (支付宝购物卡)

Alipay gift cards are another possible payment method with the Taobao,but it is only available to some countries like Australia or Singapore.

and the limit is per transaction limit: 4500 CNY,per day limit: 5000 CNY

Pay on your behalf

Taobao allows you to ask someone else to pay for your taobao orders,you just need to input that person’s alipay account,taobao will send message to him/her.

Step 1.

on the payment page,find the keywords “找人代付”,click it.

step 2.

now you can type in your friends alipay account ,notes,and the verifacation code.then click”请他付款”.

your friend will receive a notifaction to pay for your order.

The steps to use credit card on taobao

Step 1.

After entering the payment page, input the card number, and then click Next

Step 2.

Card information page where you need to input the relevant information, and then click on Confirm the Payment(确认付款).

Step 3.

if you have activated the 3D Secure (Verified by Visa and MasterCard SecureCode) feature,then you need to input the personal security code to authenticate the transaction.

if not,you can skip this step and will be led to the payment result page.

Let me know what payments you are using in the comments!

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80 thoughts on “4 Ways to Pay on Taobao”

  1. Hello,

    I dont know what to do anymore. Some people say you can verify your account if you are a foreigner without a Chinese bank or id, it just takes more time. If for any case i cant get it working is there a way to contact Alipay?

    Best regards,
    milan

  2. I didnt register Ali pay on taobao, I just direct insert my credit card number to do payment, but now I want to delete my credit card as one of the payment method. How should I do it?

  3. Hey I am using taobao from a month.
    I need to know how can I can set the default payment method for taobao from Alipay Balance and not the debit card .
    Though in Alipay payment setting’s Alipay Balance is set as default method.
    Thanks in anticipation.

  4. I’ve managed to purchase from Taobao (via credit card) using your method last time. It worked great! However, recently all my purchases were unable to go through because the payment options became blank even when I chose “overseas” option. The only option left is alipay and alipay top-up card. Does anyone have the same issue?

  5. Hello. I want to pay my purchase VIA Western Union cuz’ i have no VISA or Credit card or Alipay account. Can you pls direct me on what to do? I really want to buy those items. Your help would be most appreciated .

  6. Yeoh Eng Seng

    I am from Malaysia.
    I shop 淘宝 using credit card and I always have 3D secure features on my credit cards.
    I just found that 淘宝will skip the step of verification of one time pin during my payments. I used the credit cards to pay online while shopping local website doesn’t have this kind of problem. May I know is it a security problem on the 淘宝 just for me or many peoples also face this kind of problem?

  7. Hi, i’ve recently purchased from taobao, received the goods and wanted to confirm that i have received the goods. however, when i clicked to confirm, the app/website prompted me to input a 6-digit password (?) which i have no clue as to where to get it from. And when i tried to find it, it redirected me to an alipay website for me to set up account ?? any idea on how to solve this?

  8. Hi! I’ve used my visa and the total of my purchased products is about ¥3,000 only but in my visa billing statement is about ¥60,000 above ,what should I do?thanks!
    It’s too much

    1. I BOUGHT A GUITAR ON MAY 19 USING CREDIT CARD, TAO BAO REFUND DUE TO SHIPMENT PROBLEM, BUT REFUND NOT TALLY WITH MY PURCHASE PRICE, I CAN SHOW YOU THE TRANSACTION IF YOU NEED TOO.

      s$31.42 X 2, BUT REFUND ONLY s$22.13 X 2, SHORTAGE OF s$18.58

    2. I BOUGHT A GUITAR ON MAY 19 USING CREDIT CARD, TAO BAO REFUND DUE TO SHIPMENT PROBLEM, BUT REFUND NOT TALLY WITH MY PURCHASE PRICE, I CAN SHOW YOU THE TRANSACTION IF YOU NEED TOO.

      s$31.42 X 2, BUT REFUND ONLY s$22.13 X 2, SHORTAGE OF s$18.58
      PLS REPLY TO MY EMAIL ASAP, FROM THERE I CAN SHOW YOU THE TRANSACTION.

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