4 Ways to Pay on Taobao

To succeed in taobao shopping as a foreigner,you need three things: choose the right item and seller, payment, and shipping.

I have already shared tips about choose right product and seller,shippping.In this post,I will explain the payment method taobao support and some tips about payment.

Two questions about alipay

First,here are two common questions:

Q1. Can I use paypal on taobao?

Unfortunately, you cannot.

On Taobao or any websites owned by Alibaba group, PayPal is not a payment option as it is a direct competitor with AliPay.

Q2. Can I use alipay balance to pay for my taobao orders?

No, you cann’t unless you have a verified alipay account.

but it is very hard to verify it because it requires a bank card issued by China banks.

so unless you work,study or travel in mainland China,you cann’t open a bank account like that.

Here is a guide on how to open China bank accounts as a foreigner.

Four Payment methods Taobao support

credit card

Taobao accepts a wide variety of credit and debit cards, including Visa, MasterCard,JCB.

and the service fee is 3% of  transaction amount.

Sellers with credit card payment gateway :per transaction limit: 10000 RMB,per day limit: 10000 RMB

Sellers without credit card payment gateway :per transaction limit: 6000 RMB,per day limit:6000 RMB

Note: If you don’t want your credit card info to be saved on taobao,you can also use pre-paid gift cards or virtual credit card.

Malaysia eBanking

if you are from Malaysia or have Malaysia bank account,you can use this payment method,its service fee is low,which is only 1.5%.

Linked China bank account

as I said,if you are in China right now,you can open a Chinese bank accout,get it linked to alipay as a payment method,the best part is no service fee for every transaction.

another thing is once you have a Chinse bank account,you can open a Taobao store there and selling to China domestic market.

Alipay gift card (支付宝购物卡)

Alipay gift cards are another possible payment method with the Taobao,but it is only available to some countries like Australia or Singapore.

and the limit is per transaction limit: 4500 RMB,per day limit: 5000 RMB

Pay on your behalf

Taobao allows you to ask someone else to pay for your taobao orders,you just need to input that person’s alipay account,taobao will send message to him/her.

Step 1.

on the payment page,find the keywords “找人代付”,click it.

pay on your behalf

step 2.

now you can type in your friends alipay account ,notes,and the verifacation code.then click”请他付款”.

your friend will receive a notifaction to pay for your order.

pay on your behalf2

The steps to use credit card on taobao

Step 1.

After entering the payment page, input the card number, and then click Next


Step 2.

Card information page where you need to input the relevant information, and then click on Confirm the Payment(确认付款).

relevant information

Step 3.

if you have activated the 3D Secure (Verified by Visa and MasterCard SecureCode) feature,then you need to input the personal security code to authenticate the transaction.

if not,you can skip this step and will be led to the payment result page.


Let me know what payments you are using in the comments!

Follow Me On My Social Media.!

I am very active on various social media outlets as well as this blog. So social media is a much faster and more effective channel to communicate with me compared to comments section of this blog.

I also update my social media with the latest Taobao and 1688 articles, tips, rule changes, latest promotions, etc.

If you’re serious about buying from China, you can’t miss my social media.

Here are the social media accounts that I hold:

It only takes a few seconds to follow me, but one of my updates there may solve your problems and save you a huge amount of time and money!!

180 thoughts on “4 Ways to Pay on Taobao”

  1. Hello Eric,
    I have tried to verify Alipay using my passport and now it’s still not yet verify and need China bank account. So, can i borrow my friend’s bank account in China to verify my account?


  2. Hi! Just wanted to ask… some of the Taobao sellers have options for: “Using credit card please choose this” (花呗信用卡付款请拍这个 ) when I am purchasing their items. The option adds an extra 1% to the item price, do I have to choose this still or does it only apply purchases made using local credit cards by local buyers (since I am already paying the 3% fee for credit card payments)?

  3. how do i change credit card? My old credit card details are not valid. I could not figure how to change the credit card. Would appreciate your guidance. Thanks

  4. You’re a massive help with this walkthrough! Thanks so much! I just have a question, I don’t want to save my card details but I had accidentally checked to save, do you know if there’s a way to remove it?

  5. Hi, I have managed to register an account and made two orders with the same buyer. As there is a limit of a number of items oper order, I was trying to make more subsequent orders, but after the first two successful payments (the money got take from my account), when I go to pay other orders it says my payment method can not be verified? any tips on this? My bank did not seem to have blocked the card as I did not get any call or notification from them. I tried to add other cards and get the same message back. thanks!

  6. which is the best saving method to pay for Taobao? Am using direct credit card on Taobao which incurs 3% bank service fee. Is Alipay purchase card better? But when transferring money from SGD to Alipay Purchase card is there any service fee too? Thanks Eric

  7. Unable to use my YouTrip MasterCard to make RMB payments to Alipay when buying from Taobao website through my desktop computer. Alipay kept rejecting my YouTrip MasterCard RMB payments through my desktop computer. Please help. Thank you.

  8. Hi there!
    Would like to check with you when we are surfing on TaoBao, thr price is shown in Yuan, but when cart out, am being charged in USD? Is this normal? As i’m shopping from Singapore, shouldn’t the transaction be charged in SGD? Hope to hear from you thank you!

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